Your Journey to Retirement

Navigating the Florida Retirement System

As you're reading this, you're on your journey to retirement. Some might be just months away from a life full of relaxation and new hobbies, while others' careers are just beginning. Regardless, everyone reading this has one thing in common: you're enrolled in the Florida Retirement System. 

The Florida Retirement System has its own unique plans and opportunities. It's important to consider your options at all stages of your career in order to make the best financial decisions for you and your retirement. 

But, before we dive into that, you might be wondering: How does the Florida Retirement System even work? Our Journey to Retirement Flowchart can help you determine where you are on your journey to retirement, what options may be available for you, and how to get the most for your retirement.


Complete the form to download our
FREE Journey to Retirement Flowchart!

Join Us for Our FRS Planning Breakfast!  


Let's Talk About Pensions

Wednesday, August 2 | Lakeland Country Club
7:30 AM | Breakfast Begins (no cost)
8:00 AM | Program Begins 

Join us for a free breakfast at the Lakeland Country Club as one of our Financial Advisors and Government Pensions specialist, Richard Bernard, takes us through a comprehensive discussion of the Florida Retirement System, City of Lakeland Pension System, DROP, Social Security, income tax, investing, and more! We’ll also discuss recent legislative changes that impact FRS members. As someone who has navigated the Florida Retirement System as a Polk County law enforcement officer for 33 years, Richard offers unique insights and guidance from his firsthand experiences. We hope to see you there!